![]() ![]() ![]() Goal Setting Sheet– Set financial goals for the year so you know exactly what you’re working toward.Cover Page– Keep track of your binder (and make it pretty so you want to use it often)!.(If you click on each of the links below, you can jump right to the explanation for that particular page.) Here’s what to include in a budget binder: There are several key pages that I include in my budget binder each year. The numbers don’t lie! Make a commitment to track your spend for thirty days so that you can come up with an honest, realistic budget that you’ll actually stick to.What should be included in a budget binder? (If you don’t have Microsoft Excel use Google Docs, it’s free.)Īs daunting as tracking your expense can seem to be it’s also very revealing. ![]() If not you can find one here, here, or here. If you use a lot of cash you can go back in and manually input your purchases.Įxcel Spreadsheets – You should be able to search the templates in Microsoft Excel to find an expense tracker. Mint will then pull that data and organize your spending into categories for you. You simply link the bank and credit card accounts you spend from. – Mint is a free online program that will track all of your expense for you. If you prefer a computer or online tracker here are some options: I’m using one for my fixed expenses (everything I write a check for or that gets withdrawn out of my bank account) and the other for variable spending (grocery shopping, etc.) At the end of the month you’ll be able to tally everything up and see which budget categories you need to work on.Īlso note that most people will need to use two of these per month. The expense column is to record where you made the purchase and the category is to write down the budget category that the expense falls into. The date and amount are self-explanatory. This printable has four columns – date, expense, amount, and category.
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